Friday, April 13, 2007

How to accept credit card using Paypal?

One of the popular ways to accept payment online (to accept credit card payments from your website) are to use third party ecommerce accounts. The most well known one is of course to use Paypal.

1. First, you need to join paypal. Have you done so? Get a minimum of premier account if you are using individual name and business account is you will be using a company name (but must have the same name bank account).
- and not using the personal paypal account as this will have some trading amount restrictions.

2. After completing your application on Paypal, you need to enter your credit card inside for paypal to verify your identity. Then wait for your ct card statement for the 4 digit code that paypal will show in your credit card bill. Initially your paypal status will be called unverified and also be limited in terms of amounts you can accept or send out.

Use that code to upgrade your paypal account as a verified account.

3. How to sell online using Paypal?

In the paypal members area, go to the Merchant Tools section and there are both the Shopping cart and Buy now function.

- each item that you sell must be inserted here and each item will have its unique code.
- then these codes you need to copy & paste to the correct product item description section in your webpage source code or inside the site builder that you are using.
- you can even set to be US$ or HK$ or many other local currencies, but if you are selling worldwide, you should set the pricing as in US$

What are some of the samples of people selling using Paypal?

You can refer to these 2 samples of eOneNet Do-It-Yourself WebSite Builder clients:-

www.1JewelryWatch.com

or

www.8GiftIdeas.com

Register for your Paypal account today & start accepting money online via credit cards from your website.

Sign up for PayPal and start accepting credit card   payments instantly.

Paypal works well with many countries such as Singapore, Hong Kong and you can either get your sales collection stored in Paypal via:-

a) Telegraphic transfer into your Bank Account in selected countries

b) Cheque payment issued to your name

c) Money withdrawal from a USA bank account

However, for Malaysian entrepreneurs or companies, their only choice to take out their funds is via the USA bank account whereby the Paypal money, eg US$500 can be transferred to an American banking institution and not to any other bank accounts (even if you are a Malaysian with Singapore bank account, etc). Do also read the terms of agreement when signing up with Paypal as if you try to “hide your real country of residence / business operations” from Paypal, eventually your online account will also be frozen.

I’ll be sharing with you more options about how Malaysians can accept credit card online in the upcoming blog postings.

When is a good time to apply for Google Adsense?

Google adsense is whereby you can put in Google advertisers on your own webpages and when your website visitor clicks on such advertisements, you will then earn money from Google. Can you really make money on Google adsense? I’ve seen many successful cases of entrepreneurs earning thousands of dollars each month using this method alone. The key is to fully understand how this works, and then study the statistics that are derived from the Adsense area. One of my internet marketing coaching students recently asked me this question, when should i apply for Google Adsense?

First, the details about this program as listed at www.google.com/adsense so you can read more about this money making program before you join it.

Before applying, you should think of these points:-

a) What website are you using to apply? That domain name / website should already have a few contents pages and no under construction webpages.

- if you are using a BLOG to apply then the best choice is to use your Blogger account (Google’s blog website will display your blogs as id.blogspot.com such as http://1discountshopping.blogspot.com )

- contents on your website do not mean that you just cut and paste some images there, or add in a full list of affiliate programs but to really write useful tips / contents related to the topic of your website.

b) When creating your google adsense account, please make sure that you use your correct / real name as they will make the cheque payable to that name. Sometimes in Asia many are confused about their First name and Last name

- First name is your name eg May Ling while Last name is your Surname like Tan or Wong. If your name is Wong May Ling but the cheque is paid to May Ling Wong (as in US, the Last name is normally placed at the back), you don’t have to worry as this can still be cleared by your local bank whether you are in Malaysia or India.

- If you wish to use an English name which is not listed in your identification card then it’s better of that you register the name for the Google adsense account or your future joined affiliate programs using your “as per identity card / bank account name”

c) One more pointer to remember is to “hold” your cheque payments from Google Adsense. For international website owners, they will issue a cheque and mail to you for each US$100 that you earn from this publisher program. However, if you are clearing this cheque out of USA, then you will need to bear your local bank charges that varies from each country. For instance, in Malaysia, a US Dollar cheque can be charged at RM25 to RM35 per cheque so the total amount that you receive at the end, will be a lesser amount. Moreover it will take about 21 working days before the cheque that you bank in will be cleared into your account.

What are the types of websites not approved or rejected for Google Adsense program? These include gambling, pornographic, and illegal activities website. Therefore, whether you have a personal blog or a managing a manufacturing factory’s website, you can still earn money by placing Google adsense there.

After you have 1 registered google adsense account, you can use the codes provided inside the Google adsense’s member area for your other blogs or websites. We’ll be bringing you more pointers about this topic in upcoming blog postings.